Home Building Finance Options
Building your dream home doesn’t have to be out of reach.
We work with trusted finance partners to help you secure flexible and affordable home loan solutions—whether you're a first home buyer, upgrading your home, or starting a knockdown and rebuild.
Construction Loans Made Simple
A construction loan is specifically designed to help you fund the building of a new home. Unlike standard home loans, construction loans are released in stages—known as progress payments—as your home is built.
Key Features:
- Interest-only payments during construction
- Funds released across key stages: slab, frame, lock-up, fix, completion
- Only pay interest on the amount drawn down
- Option to switch to a standard principal & interest loan upon completion
Who We Help?
First Home Buyers – take advantage of government grants and low-deposit options
Existing Homeowners – refinance or access equity to fund a rebuild or extension
Investors & Developers – speak to us about tailored funding for multi-dwelling builds
Government Incentives You Might Be Eligible For
First Home Owner Grant (FHOG) – $10,000 for eligible new builds in Victoria
Stamp Duty Exemptions or Concessions – for homes under $750,000
Home Guarantee Scheme – buy with as little as 5% deposit (no LMI for eligible buyers)
Victorian Homebuyer Fund – shared equity support from the VIC Government
We’ll help you understand which grants or schemes you qualify for—and how to use them alongside your construction loan.
How We Support You?
We partner with experienced mortgage brokers and lenders who specialise in construction finance, offering:
Pre-approval assistance
Construction loan comparisons
Advice on grants and deposit options
Coordination with your builder and lender for smooth payments
Support with documentation and application process
We’re with you every step of the way—from budget planning to loan settlement.
